Lawsuits can happen years or even decades after a patient encounter. Our history of financial strength means we'll be by your side throughout your career.

Rated "A" (Excellent) by A.M. Best

Among the reasons A.M. Best cites for this rating are our continued strong operating performance, our history of providing dividends to our Policyholders and our superior risk management programs and materials.

2020 Annual Report

The year 2020 was one of challenge and change to people around the world, much of it centered on health care. Pressures on Doctors mounted when non-urgent and elective procedures and appointments were halted. Recognizing the pandemic-induced reduction in patient contacts, MEDICAL MUTUAL provided a Pandemic Credit of 25% that provided immediate financial relief. This was in addition to the standard premium credits, Policyholder dividend credits, and another allocation to your account in our loyalty and quality recognition program, the Mutual Advantage Plan. As care was forced to shift away from in-person visits, we changed our underwriting guidelines to allow initial patient care to take place without an in-person, face-to-face visit to provide greater access to new patients in need of care during the pandemic.

We invite you to peruse our 2020 Annual Report to discover how your Doctor-owned and directed insurance company stood by you with the support you deserved.