- About Us
- Company OverviewLearn more about MEDICAL MUTUAL
- Board of DirectorsCurrent members of the Board
- OfficersCurrent officers of the Company
- Value PropositionThe MEDICAL MUTUAL Difference
- ProducersFind a Producer
- FinancialsView our annual report
- Mutual Advantage PlanA financial reward program
- Notes from the Chair NewsletterImportant information for our Insureds
- Contact UsContact Us for more information
- CareersCareers at Medical Mutual Liability Insurance Society of Maryland
Our financial reward program recognizes your commitment to quality medicine.Learn More
e-dataRESPONSE+ Cyber Liability Coverage provides critical protection in case of a breach.Learn More
If you have been contacted by an attorney regarding your care of a patient, read this nowLearn More
- Risk Management
- Risk Management OverviewOur risk management philosophy
- Resources/SearchSearch our comprehensive library
- Doctors RX NewsletterOur risk management newsletter
- Education ProgramsRegister for a risk management program
- Security Risk AssessmentEvaluate the security of your practice
- AlertsAlerts issues by medical organizations
- Practice Manager ToolboxAn online resource designed for Practice Managers
- Practice Self-Assessment SurveyTake the practice self-assessment survey
- Risk Management FAQCommon Questions about Managing Risk
- Med-RiteLearn more about Med-Rite
- PodcastsListen to risk management podcasts
Our Risk Management education programs provide CME Credits and premium discounts. Register today!Register
Browse our comprehensive research library for information on HIPAA, EMR, claims, and much moreSearch
MEDICAL MUTUAL Liability Insurance Society of Maryland is the leading provider of medical professional liability insurance for Maryland Physicians. We are proud to be a mutual company that is owned by Maryland Doctors and directed by Maryland Doctors. Since 1975, we have been dedicated to providing the most aggressive defense of our Insureds' practices and reputations, providing affordable and comprehensive coverages, offering timely and meaningful risk management education programs and materials, and maintaining gold-standard service to our Insureds.
To provide quality professional liability insurance to Maryland Physicians
George S. Malouf, Jr., M.D., FACS
Chair of the Board, MEDICAL MUTUAL
Physician in Comprehensive Ophthalmology in Montgomery and Prince George's Counties, Maryland
Mary Ellen M. Valliant
Vice Chair of the Board, MEDICAL MUTUAL
Managing Partner, Valiant and Associates, LLC, Private Wealth Management Services of Chestertown, Maryland
Albert L. Blumberg, M.D.
Vice Chairman, Department of Radiation Oncology, Greater Baltimore Medical Center, past President of MedChi, the Maryland State Medical Society, past President of the Maryland Radiological Society, past President of the American College of Radiology
Willarda V. Edwards, M.D., MBA
Practicing Internal Medicine Physician in Baltimore, Maryland, past President of MedChi, the Maryland State Medical Society, past President and COO of the Sickle Cell Disease Association of America, past President of the National Medical Association
Walter J. Giblin, M.D.
Practicing Dermatologist in Rockville, Maryland, member of MedChi, the Maryland State Medical Society serving as long-term delegate for the Montgomery County Medical Society
Maurice L. Haywood, CFA
Managing Director and Senior Portfolio Manager, Brown Capital Management
Thomas W. Johnson
Managing Director and head of North American Financial Institutions Advisory at HSBC Securities (USA), Inc.
Paul C. Marinelli, M.D.
Practicing Radiologist in Hagerstown, Maryland, Chairman, Department of Radiology, Meritus Medical Center and President, Associated Radiologists, PA
John W. McCullough, CPA
Retired Partner with the international accounting firm of Ernst & Young, LLP
Robert R. Neall
Chief Executive Officer of Priority Partners Managed Care Organization, former Member of Maryland State Senate and House of Delegates, former County Executive of Anne Arundel County
Jeffrey M. Poole, MBA, CPCU
President and Chief Executive Officer, MEDICAL MUTUAL
Gene M. Ransom, III, Esq.
Chief Executive Officer for MedChi, the Maryland State Medical Society, former Member and President of Queen Anne's County Commission
Mark L. Wasserman
Senior Vice President - External Affairs of University of Maryland Medical System
George S. Malouf, Jr., M.D.
Chair of the Board
Jeffrey M. Poole
President and Chief Executive Officer
Keith P. Allen
Senior Vice President – Actuary
Mary Lura Duvall
Senior Vice President, Chief Financial Officer and Treasurer
Cheryl F. Matricciani
Senior Vice President – Underwriting Operations, General Counsel and Secretary
Beth A. Atwell
Vice President – Claims Operations
John H. Clifton
Vice President – Claims
John R. Franklin
Vice President – Communications
Steven P. Keuler
Vice President – Controller and Assistant Treasure
Elizabeth A. Svoysky
Vice President – Risk Management
Natalie A. Roberts
Assistant Vice President – Accounting, Assistant Controller
Benjamin C. Rohm
Assistant Vice President – Underwriting
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Lawsuits can happen years or even decades after a patient encounter. Our history of financial strength means we'll be by your side throughout your career.
Rated "A" (Excellent) by A.M. Best
Among the reasons A.M. Best cites for this rating are our continued strong operating performance, our history of providing dividends to our Policyholders and our superior risk management programs and materials.
2022 Annual Report
Essential, fundamental and indispensable are just a few words to describe the care that you provide as a practitioner of the healing arts. Your patients know it. We at MEDICAL MUTUAL know it as well. No matter the situation, Physicians will always be essential to our society. And MEDICAL MUTUAL will be there to support you. We invite you to peruse our 2022 Annual Report, themed "A Strong Foundation."
Our financial reward program recognizes your dedication to providing quality medicine, day in and day out.
We created the Mutual Advantage Plan (MAP) financial reward program to recognize the commitment of our Physician policyholders and their dedication to the long-term success and stability of MEDICAL MUTUAL, and their continued practice of quality medicine. Each year, our Board of Directors may announce new funds, if any, to be allocated to MAP accounts, as a percentage of each Participant's base premium.
MAP is free to join, and will never affect your policy or your premium. No strings attached — it is simply our way of recognizing your commitment.
Am I Eligible?
An eligible Participant of the Mutual Advantage Plan is a full-time or part-time health care provider named on an individual or group policy of medical professional liability insurance issued by MEDICAL MUTUAL, but only if the health care provider is individually rated and underwritten. "Participant" does not include a business entity or a health care provider who is not individually rated and underwritten. The Plan applies solely to individuals.
We recommend you contact us or your Producer to determine your eligibility.
If you are already enrolled in MAP, log in to your account to view your current MAP balance and for further information.